Investing your personal finances can feel overwhelming. To help, we’ve created a series of articles covering key topics to keep in mind, so you can plan successfully for your future.
Why you should stay invested, even during volatile markets
It’s only natural to get queasy when markets fall. Whatever you do, don’t bail out of the market.
Family RESPs: Education savings for multiple kids
Using a registered education savings plan (RESP) is a great way to save for a child’s university. But what if you have more than one kid? Consider the family RESP.
Dos and Don'ts: How to get the most out of your RESP
Want to use an RESP, but aren't sure where to start? Here are a few things to know about this education savings account.
Is investment television news negatively impacting your portfolio?
While the always-on business stations are fun to watch, their main objective is to gain viewers and increase profits. So, be careful about following what the financial gurus say.
RRSPs versus mortgages: What should you pay down first?
It’s an age-old question—slash your house payments or save more money? Here’s how to decide.
6 things you need to know about being an executor of your parent’s estate
While anyone can be designated as an executor, the responsibility usually falls to the adult children of a parent who has passed away. Here’s the scoop on what the job entails and how to do it well.
When should I start collecting CPP and OAS?
While most people start collecting CPP and OAS payments at age 65, Canadians are able to receive payments as early as age 60 or as late as age 70.
Wealth Planning Facts & Figures 2019
A summary of key tax, retirement, estate, and other financial planning information for 2019.
How to donate securities to charity
Many people prefer to give securities over cash to their favourite foundations and non-profits. Here’s how it works.
5 ways to trim your tax bill in retirement
You want to enjoy your retirement, not stress over hefty tax bills. Here’s how to help make sure income tax doesn’t impede your late-in-life plans.
How to buy property in the United States
If you want to invest in a stateside property to escape Canadian winters, here’s what you need to know.
Why you need a charitable giving plan (and how to create one)
Most of us give to charity by cheques, but that may not make for good long-term giving. A giving plan can help.
A guide to adding government contributions into your RESP
The Canada Education Savings Grant (CESG) is a helpful option to boost your education savings. Here’s how to collect.
Why entrepreneurs should consider using this lesser-known retirement account
Individual Pension Plans are ideal for business owners who are at least 40 years old and earn more than $100,000 a year.
How to keep investing in retirement
Just because work ends, doesn’t mean you should stop investing.
2020 LIF withdrawals: What you need to know
Minimum and maximum withdrawal percentages for LIF and RLIF accounts by province.
How to use non-registered accounts
There’s more to investing than the RRSP and TFSA.
How much life insurance do you need?
Here’s how to calculate how much coverage will protect your family
Make your family’s estate planning conversations go smoothly
Estate discussions are some of the most difficult conversations to have. Here are some ideas on how to have a productive talk with your family.
How to pay less tax when you sell your cottage
You may have to pay capital gains tax on the sale of a second home. Here’s how you can keep more of that money in your pocket.
How beneficiaries really work
It can be a good idea to name a beneficiary on your registered accounts, instead of just in a will.
What to do with your tax refund
Getting money back from your taxes? Plan now for what to do with those funds.
How compound investing works
It’s one of the most important financial concepts to understand and leverage to reach your financial goals.
Useful investments for short-term savings
People don’t just have long-term goals. It's important to save properly for your immediate needs, too.
How to set your investment goals
Setting objectives and creating a plan is easier said than done. Here’s how to get started.
The benefits of diversification
A diversified portfolio and a long-term strategy can better-shield investors from unpredictable changes in the market.
Emotion can be the enemy of investing
That hot stock is catching your eye, but a slow and steady investing strategy may ultimately win the race.
Diversification: why your portfolio needs it
There’s an old saying that goes, “Don’t put all of your eggs in one basket.
Can you have your cake and eat it, too?
Asset mix matters
“An investor needs to do very few things right as long as he or she avoids big mistakes. ” —Warren Buffet
Millennials: stop making this investing mistake
The investors who produce the flashiest of returns usually do so in the unflashiest of ways.
Why Mawer Mutual Fund returns may deviate from the market
A common question from investors is, “Why are my fund’s returns different from the market?” There are a few factors that make it misleading to look at the markets and then expect to see a mirrored reflection in your fund.
Balanced Fund vs. Tax Effective Balanced Fund
The Mawer Balanced Fund and the Mawer Tax Effective Balanced Fund hold the same allocation of securities. The primary difference lies in the minor variances in tax strategies applied within the Tax Effective Fund.
Evolution of the Mawer Global Balanced Fund
The Mawer Global Balanced Fund leverages our global equity platform for capital allocation, combined with an innovative “stock by stock” approach to risk management in order to improve portfolio resiliency.
The Mawer tax effective strategy
A tax-effective approach to investing makes sense because it can minimize taxes and provide investors with the ability to compound those savings in future years.