Investing your personal finances can feel overwhelming. To help, we’ve created a series of articles covering key topics to keep in mind, so you can plan successfully for your future.
Arriving at that ideal number for your retirement is more than just deciding on a large number with many zeros. It takes an understanding of factors that can affect the spending power of your retirement income.
There’s an old saying that goes, “Don’t put all of your eggs in one basket.” “When it comes to investing, those are wise words to live by,” says Paul Moroz, a director and the deputy chief investment officer at Mawer Investment Management Ltd. “Diversification in a portfolio can protect an investor from market fluctuations and mitigate volatility.”
Can you have your cake and eat it, too?
A tax-effective approach to investing makes sense because it can minimize taxes and provide investors with the ability to compound those savings in future years. At Mawer we use multiple strategies to manage taxable mandates in order to maximize after-tax returns.
A common question from investors is, “Why are my fund’s returns different from the market?” There are a few factors that make it misleading to look at the markets and then expect to see a mirrored reflection in your fund.
The Mawer Global Balanced Fund leverages our global equity platform for capital allocation, combined with an innovative “stock by stock” approach to risk management in order to improve portfolio resiliency. And while the Fund was launched in 2013, it really was almost 40 years in the making...
The Mawer Balanced Fund and the Mawer Tax Effective Balanced Fund hold the same allocation of securities. The primary difference lies in the minor variances in tax strategies applied within the Tax Effective Fund.
Start building your retirement plan by answering these 10 questions.
You may be doing your portfolio no favours by being overly conservative.
How your RRSP can help you buy a home or get an education.
A little knowledge about the process and the rules surrounding beneficiaries can help you make your decision.
Death and taxes—two things that can’t be avoided. But by understanding the three key concepts below, investors may be able to reduce that tax bill.
Arriving at that ideal number for your retirement is more than just deciding on a large number with many zeros. It takes an understanding of factors that can affect the spending power of your retirement income.
There’s an old saying that goes, “Don’t put all of your eggs in one basket.”
“When it comes to investing, those are wise words to live by,” says Paul Moroz, a director and the deputy chief investment officer at Mawer Investment Management Ltd. “Diversification in a portfolio can protect an investor from market fluctuations and mitigate volatility.”
Can you have your cake and eat it, too?
A tax-effective approach to investing makes sense because it can minimize taxes and provide investors with the ability to compound those savings in future years. At Mawer we use multiple strategies to manage taxable mandates in order to maximize after-tax returns.
A common question from investors is, “Why are my fund’s returns different from the market?” There are a few factors that make it misleading to look at the markets and then expect to see a mirrored reflection in your fund.
The Mawer Global Balanced Fund leverages our global equity platform for capital allocation, combined with an innovative “stock by stock” approach to risk management in order to improve portfolio resiliency. And while the Fund was launched in 2013, it really was almost 40 years in the making...
The Mawer Balanced Fund and the Mawer Tax Effective Balanced Fund hold the same allocation of securities. The primary difference lies in the minor variances in tax strategies applied within the Tax Effective Fund.
Start building your retirement plan by answering these 10 questions.
You may be doing your portfolio no favours by being overly conservative.
How your RRSP can help you buy a home or get an education.
A little knowledge about the process and the rules surrounding beneficiaries can help you make your decision.
Death and taxes—two things that can’t be avoided. But by understanding the three key concepts below, investors may be able to reduce that tax bill.
Addressing these will help fortify your financial plan for the new year—and beyond.
A summary of key tax, retirement, estate, and other financial planning information for 2023.
These accounts give you more options over how you control and distribute your assets.
It’s important to know where the leftover dollars in your various accounts could go.
How to get the most out of your relationship.
It’s a good idea to do some financial planning well in advance.
It's important to become familiar with these tax slips to better prepare for tax return time.
Four strategies for saving effectively together
A summary of key tax, retirement, estate, and other financial planning information for 2022.
While the filing deadline isn’t until April 30th, it’s worth starting to get ready today.
A helpful decision tree to assess when to start.
Don’t let the next calamity catch you and your finances off-guard.
Operating in a tax efficient way is important.
Addressing these will help fortify your financial plan for the new year—and beyond.
A summary of key tax, retirement, estate, and other financial planning information for 2023.
These accounts give you more options over how you control and distribute your assets.
It’s important to know where the leftover dollars in your various accounts could go.
How to get the most out of your relationship.
It’s a good idea to do some financial planning well in advance.
It's important to become familiar with these tax slips to better prepare for tax return time.
Four strategies for saving effectively together
A summary of key tax, retirement, estate, and other financial planning information for 2022.
While the filing deadline isn’t until April 30th, it’s worth starting to get ready today.
A helpful decision tree to assess when to start.
Don’t let the next calamity catch you and your finances off-guard.
Operating in a tax efficient way is important.
A diversified portfolio and a long-term strategy can better-shield investors from unpredictable changes in the market.
It’s important to understand the basics.
Key information about contribution amounts, deadlines, and ways to contribute.
It’s only natural to get queasy when markets fall.
To be able to make sounder financial decisions, it’s important to be aware of our biases.
Even though you can’t control inflation, there are a few things you can do to effectively manage your finances and stress.
This retirement account is like a RRIF, but has a few key differences.
Minimum and maximum withdrawal percentages for LIF and RLIF accounts by province.
With the 2022 RRSP deadline coming up on March 1st, here are five lesser-known facts about the account to keep in mind.
Return to these reminders and your portfolio is more likely to withstand whatever uncertainties unfold.
Here are some arguments for and against both tactics.
What should you do about your bond holdings now that yields are on the rise?
Everything you need to know about RRIFs.
A diversified portfolio and a long-term strategy can better-shield investors from unpredictable changes in the market.
It’s important to understand the basics.
Key information about contribution amounts, deadlines, and ways to contribute.
It’s only natural to get queasy when markets fall.
To be able to make sounder financial decisions, it’s important to be aware of our biases.
Even though you can’t control inflation, there are a few things you can do to effectively manage your finances and stress.
This retirement account is like a RRIF, but has a few key differences.
Minimum and maximum withdrawal percentages for LIF and RLIF accounts by province.
With the 2022 RRSP deadline coming up on March 1st, here are five lesser-known facts about the account to keep in mind.
Return to these reminders and your portfolio is more likely to withstand whatever uncertainties unfold.
Here are some arguments for and against both tactics.
What should you do about your bond holdings now that yields are on the rise?
Everything you need to know about RRIFs.
A tax-effective approach to investing makes sense because it can minimize taxes and provide investors with the ability to compound those savings in future years. At Mawer we use multiple strategies to manage taxable mandates in order to maximize after-tax returns.
A common question from investors is, “Why are my fund’s returns different from the market?” There are a few factors that make it misleading to look at the markets and then expect to see a mirrored reflection in your fund.
The Mawer Global Balanced Fund leverages our global equity platform for capital allocation, combined with an innovative “stock by stock” approach to risk management in order to improve portfolio resiliency. And while the Fund was launched in 2013, it really was almost 40 years in the making...
The Mawer Balanced Fund and the Mawer Tax Effective Balanced Fund hold the same allocation of securities. The primary difference lies in the minor variances in tax strategies applied within the Tax Effective Fund.
A tax-effective approach to investing makes sense because it can minimize taxes and provide investors with the ability to compound those savings in future years. At Mawer we use multiple strategies to manage taxable mandates in order to maximize after-tax returns.
A common question from investors is, “Why are my fund’s returns different from the market?” There are a few factors that make it misleading to look at the markets and then expect to see a mirrored reflection in your fund.
The Mawer Global Balanced Fund leverages our global equity platform for capital allocation, combined with an innovative “stock by stock” approach to risk management in order to improve portfolio resiliency. And while the Fund was launched in 2013, it really was almost 40 years in the making...
The Mawer Balanced Fund and the Mawer Tax Effective Balanced Fund hold the same allocation of securities. The primary difference lies in the minor variances in tax strategies applied within the Tax Effective Fund.
Disclosure: Mawer Investment Management Ltd. provides this publication for informational purposes only and it is not and should not be construed as professional advice. The information contained in this publication is based on material believed to be reliable at the time of publication and Mawer Investment Management Ltd. cannot guarantee that the information is accurate or complete. Individuals should contact their account representative for professional advice regarding their personal circumstances and/or financial position. This publication does not address tax or trust and estate considerations that may be applicable to an individual’s particular situation. The comments are general in nature and professional advice regarding an individual’s particular tax position should be obtained in respect of any person’s specific circumstances.
